Home Insurance Coverage

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Your home is your largest personal investment. Insuring your home is giving you peace of mind that your investment is protected in the event of a catastophic event. Homeowner’s Insurance helps protect your home from most events beyond your control and insures that you can rebuild not only your home but your life after a catastrophe. Siskiyou Insurance has been instrumental in shaping some of the coverage’s that are afforded in homeowners policies today. Working closely with the insurance companies to suggest the coverage’s needed for the exposures of day to day life in Northern California.

Home insurance covers not only your home but also your personal property at your home. A lot of policies offered by other agencies don’t necessarily offer enough to cover your cloths and personal effects if you were to have a catastrophic event.

It also will pay for you to have a place to live temporarily until your house if rebuilt.

How much Insurance to you need?

You need to have home insurance at least equal to the estimated replacement cost of your home. If you're not sure what the replacement cost is, you may estimate it. Call Siskiyou Insurance and have one of our agents provide you with a replacment cost estimate for insurance purposes. You need to plan for unseen circumstance when estimating the value of your home and having all the information needed to make that decision makes sense. The agents at Siskiyou Insurance have dealt with these issues and can offer sound advice when you try to make these coverage decisions.

It's important to have enough coverage so you can rebuild your home in the event of a total loss.

If you add on to your home, make sure to contact your agent and include the replacement cost value of the addition.

What about outbuildings and improvements outside the house?

You will want to tell your agent about any improvements outside the house so that your insurance policy will cover those structures in the event of a loss. Estimate the replacement value and include that with the value of your home when you talk with your agent and request a quote.

Getting a Quote for Home Insurance - It's Easy!

At Siskiyou Insurance, we make really easy to get homeowners insurance. You may simply call us at (530) 224-2345 during our regular business hours or complete our convenient homeowners quote form by clicking on the link below.

  Online Homeowners Quote 

For more information on homes owners insurance follow these links

Handling Agents

Nicole Gonzalez - ngonzalez@siskiyouinsurance.com

Gregg Green - ggreen@siskiyouinsurance.com

Paul Gerboth - pgerboth@siskiyouinsurance.com

Representing United Valley Insurance Services


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