Siskiyou Insurance Services, Inc.

Boat and Watercraft Insurance

You want to make the most of your time on the water without worrying about your vessel. Boats and watercraft need a particular kind of coverage to protect against the financial burden of an accident or loss of property. Whether your boat is tied to the dock or being towed on your trailer, this would include physical damage to the boat, liability due to any accident, and medical payments for any occupants of the boat hurt in an accident.

In addition, all equipment permanently attached to the boat, such as trolling motors, life preservers, and anchors, is covered under your policy.

Recreational Vehicle (RV) Insurance

Taking to the freedom of the open road comes with a responsibility to protect your investment. RV insurance covers motor homes (type A), van campers (type B), and mini motor homes (type C) as well as towable RVs. Besides providing the usual comprehensive and collision coverage as with a normal automobile, RV insurance may cover the personal items inside your RV due to a loss. Your policy may also provide for emergency expenses—hotels and transportation—if you have a breakdown. Additional coverage can include vacation liability, covering damage or injury at a vacation site, and medical payments due to an accident in your RV.

Motorcycle Insurance

Your bike and accessories require specialized coverage. Your motorcycle is not adequately covered by standard auto or home insurance. Two coverages required by law—Property Damage Liability and Bodily Injury Liability—are automatically part of any motorcycle policy you buy. We offer many coverage options including increased limits of liability and accessory coverage.

Motorcycle insurance extends to other two- and three-wheeled vehicles from factory-built cycles to minibikes and trailbikes. On-road or off-road, you’ll need to have insurance to operate a motorcycle.